Has it happened to you yet?  If not, it will soon during this bull market. That unexpected moment of sublime satisfaction you never thought you would see will suddenly appear, offering vindication for all your previous failures.  The hour of triumph you’ve patiently waited for will arrive…

YESSSSSS!!! Your supreme intelligence has FINALLY been acknowledged!  Surely, you will immediately be crowned king of all economic things and be rewarded with the finest meats and cheeses in all the land! After basking in your brilliance for a few moments, you realize that (maybe) you actually need to reply to this person. But, how DO you respond when a friend, colleague, or family member…

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