Sometimes the best Bitcoin stories start with the worst banking experiences.

For Nicolas Dorier, creator of BTCPay Server, his journey into Bitcoin began not with grand visions of digital money, but with the frustrating reality of being blacklisted by French banks over a measly $1,000 unpaid bill after the failure of his first startup in 2011.

“I tried to create a new business that was just consulting. So like no risk at all and banks would not let me open a bank account,” Dorier recalls of his 2011 experience.

Even when France’s central bank forced one bank to accept him as a customer, the service was deliberately minimal.

“So you don’t have internet…

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