Bitcoin Too Volatile For Retirement? The Biggest Myth In Crypto, Two Analysts Argue

Myth One: Bitcoin Is Too Volatile For Retirement Savings

Kline argued the opposite is true.

Retirement accounts carry the longest investment horizon available, often 20 to 40 years, and that duration matches Bitcoin’s long-term appreciation cycle better than almost any other asset class. 

The tax-advantaged structure compounds the advantage further, allowing Bitcoin’s gains to grow either tax-free or tax-deferred depending on the account type.

Pompliano framed it as a duration matching problem.

Short-term volatility becomes noise when the holding period stretches across decades, and pairing a long-duration vehicle like a retirement account with a long-duration asset like Bitcoin…

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Morgan Stanley’s Bitcoin Executive Says Education — Not Products — Is Wall Street’s Real Obstacle

When Morgan Stanley created a firmwide Head of Digital Asset Strategy role in January 2026, it handed the job to Amy Oldenburg — a 26-year veteran of the bank who spent much of her career in emerging markets, trading foreign exchange and equities in places where formal banking infrastructure was either unreliable or absent. 

That background, she said in a recent interview on the Coin Stories podcast with Natalie Brunell, shapes everything she believes about where Bitcoin is headed.

“Where were the first users of a lot of this?” Oldenburg said, pointing to cross-border and international markets — regions where people were not rejecting the traditional banking system out…

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Why Is Cipher Digital Stock Falling Wednesday? – Cipher Digital (NASDAQ:CIFR)

Debt Financing Weighs On Sentiment

Cipher Digital announced that its wholly-owned subsidiary, Stingray Compute LLC, priced a $810 million offering of 6% senior secured notes due 2031.

According to the announcement, the notes are priced at 99.750% of their principal amount in a private placement expected to close on June 15.

Cipher disclosed that it will provide a customary completion guarantee with respect to the Stingray Facility, under which it will fund the Issuer as necessary to ensure the timely completion of the Stingray Facility.

Tech And Crypto Weakness Add Pressure

Cipher’s slide is occurring alongside major market pullbacks. The tech-heavy Nasdaq is down 1.42%, while the S&P 500…

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To The Moon? SpaceX IPO May Ground Crypto ETFs – iShares Bitcoin Trust (NASDAQ:IBIT)

The highly anticipated initial public offering of Elon Musk’s SpaceX is creating ripple effects far beyond the aerospace sector, potentially reshaping capital flows across ETFs as investors raise cash to participate in what could become the largest IPO in history.

• iShares Bitcoin Trust stock is trading at depressed levels. Where is IBIT stock headed?

SpaceX is expected to debut with a valuation of roughly $1.75 trillion and has reportedly reserved as much as 30% of shares, or $22.5 billion worth of stock, for retail investors.

That unusually large retail allocation has fueled expectations that investors may sell other speculative assets, including cryptocurrencies and related…

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Anthony Pompliano Says Bitcoin’s 50% Correction Is ‘One Of The Best Bear Markets’ Ever

‘One Of The Best Bear Markets’

Speaking on CNBC Squawk Box on June 10, Pompliano said Bitcoin’s recent weakness continues to align with the four-year market cycle that has historically defined the cryptocurrency’s boom-and-bust periods.

BTC prices have seen a 23% drop over the past 30-day trading and more than 50% plunge from its October 2025 peak. This leads some investors to question whether the cycle framework remains intact.

Pompliano argues the opposite. “I think more and more people are convinced that that four-year cycle is a real thing,” he said.

Despite the sharp decline, Pompliano noted that Bitcoin has avoided the devastating 80%-plus collapses that characterized previous…

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Ripple Launches XRPL Payment Toolkit As XRP ETFs See $7.44M Inflow

Ripple launched an AI agent payment toolkit for the XRP Ledger on Wednesday as XRP (CRYPTO: XRP) ETFs pulled $7.44 million in net inflows on June 9.

Why Ripple Is Building Payment Rails For AI Agents On XRPL

“AI agents are no longer a future state,” Ripple said. “They’re already paying for compute, settling invoices, navigating policy constraints, and completing transactions without a human in the loop.” 

Ripple argued most existing payment rails were designed for humans to initiate and approve transactions, leaving autonomous systems without the speed and predictability they need.

The race to build agentic payment infrastructure is already underway. Robinhood launched an…

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Fold Holdings Dumps $45M In Bitcoin To Wipe Out Debt, Stock Briefly Pumps Over 130%

Fold Holdings, Inc. (NASDAQ: FLD), the bitcoin financial services company behind a suite of consumer rewards products, announced a series of capital transactions designed to eliminate secured debt, strengthen its balance sheet, and fund the next phase of its growth strategy.

The company monetized approximately $45 million in bitcoin at an average price of around $71,000 per coin, used $20 million of those proceeds to retire bitcoin-collateralized debt, and directed the remaining $25 million toward growth initiatives across its consumer and enterprise platforms. 

The moves leave Fold debt-free on the secured side while preserving a bitcoin treasury of approximately 1,492 BTC —…

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Bitcoin ETFs Shed All Inflows Made After Trump 2024 Election Win

Bitcoin (CRYPTO: BTC) ETF net assets fell to $77.58 billion on Tuesday, the lowest level since the last presidential election, notwithstanding the most crypto-friendly regulatory environment in US history.

Every Post-Election Gain Is Gone Despite The Best Regulatory Climate Ever

Total net assets across all 11 US spot Bitcoin ETFs peaked at $169.54 billion in October 2025 and have since lost more than half that value. 

Cumulative net inflows since inception peaked at $62.77 billion in October 2025 and have since declined by nearly $9 billion to $53.77 billion, the lowest level since August last year.

The regulatory backdrop makes the exodus harder to explain on policy grounds alone. The SEC…

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Why The CLARITY Act Will Not Pass On July 4

Why The CLARITY Act Will Not Pass On July 4 – Benzinga

The White House certainly set a July 4, 2026 target for the Digital Asset Market Clarity Act. I think this deadline remains purely aspirational. The political calendar simply does not support such an aggressive timeline. A late-summer or early-autumn passage makes far more sense.

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Benzinga Disclaimer: This article is from an unpaid external contributor. It does not represent Benzinga’s reporting and has not been edited for content or accuracy.

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Is Bitcoin Cheap? Grayscale Found Indicators That Say ‘Yes, But…’

Bitcoin’s (CRYPTO: BTC) plunge around $61,000 has pushed on-chain valuation metrics into undervalued territory, though the asset remains more expensive than at prior cycle bottoms.

“Is BTC Cheap Yet?“

Zach Pandl, head of research at Grayscale wrote on June 9 that a range of on-chain indicators suggests Bitcoin is trading below its long-term fair value after falling to a new cycle low.

A composite valuation model combining three separate on-chain measures indicates Bitcoin is now undervalued relative to historical averages.

However, the signal is not as extreme as levels seen during major market capitulation events, including the collapse of crypto exchange FTX in 2022.

According to…

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