North Carolina lawmakers are proposing a bold move with House Bill 92 which would enable up to 10% of state funds to be invested in Bitcoin. Termed the “Digital Assets Investments Act” the legislation aims to make North Carolina a leader in cryptocurrency integration and financial innovation. Proponents like House Speaker Destin Hall argue Bitcoin’s growth potential and inflation hedge benefits make it a strong candidate for safeguarding the state’s financial future.

The bill outlines that investments must be through regulated digital asset exchange-traded products ensuring security and risk minimization. By setting a market capitalization threshold of $750 billion for eligible digital assets the legislation currently singles out Bitcoin as a viable investment. This strategic approach is intended to diversify investment portfolios while promoting financial stability and innovation within the state’s treasury management.

As North Carolina sets to debate the merits of this pioneering financial policy it joins a nationwide trend where states are increasingly considering cryptocurrencies as part of their fiscal strategies. If passed this legislation could serve as a model for others offering a novel pathway for public fund management and positioning North Carolina at the vanguard of state-level digital asset adoption.

Senate Bill 327

Institutional investors are showing strong confidence in cryptocurrency with 83% planning to increase their allocations this year according to a survey by Coinbase and EY-Parthenon. Growing regulatory clarity and expanding use cases are driving this trend with 59% of respondents expecting to allocate more than 5% of their assets to crypto in 2025 signaling its shift into mainstream portfolios.

Stablecoins and decentralized finance (DeFi) are gaining traction among institutions with 84% using or considering stablecoins for yield generation foreign exchange and cash management. DeFi adoption is set to rise sharply with only 24% currently engaged but projections show that number reaching 75% by 2027 as interest grows in derivatives staking and lending. Bitcoin and Ethereum remain dominant while XRP and Solana are among the most popular alternative assets.

Regulatory clarity remains a crucial factor with 68% believing it will drive further adoption. Despite concerns over volatility and security institutional players continue to expand their engagement signaling long-term confidence in digital assets.

Coinbase Survey