Financial optimism is winning – Blockworks

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As recently as a couple of years ago, investing was in a pessimistic place.

Techno-optimist Kevin Kelly worried that “we’ve stopped making big things.”

Big Tech was pilloried for using immense profits to buy their own shares instead of building new things. 

Ben Thompson’s Stratechery sounded more like a legal blog than a tech one, with his daily commentary dominated by the latest in anti-trust news.

Happily, that seems like ancient history now. 

Ben Thompson seems to have some new, wildly ambitious tech venture to write about nearly every day: data centers in space, x-ray…

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Lava Abandons Self-Custody Amidst Fund Raise, Sparking Controversy

Lava, the Bitcoin-backed loans software company, sparked controversy among Bitcoin CEOs recently, after a series of announcements following a $200 million fundraise. The company, led by Shehzan Maredia, had previously been marketed as a self-custody wallet and platform, mirroring the functionality of DeFi or decentralized finance products. The new update to the Lava app changed the custody model to a fully custodial and trusted fintech platform, raising questions about the lending company’s legal status. 

The announcement about the fund raise drew the attention of Bitcoin industry leaders, who raised questions about the nature of the investment and the implications of the…

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Amboss, Voltage Partner To Make Bitcoin Payments Profitable

Amboss Technologies and Voltage have joined forces to launch a new enterprise payment stack that could redefine how businesses handle Bitcoin and stablecoin transactions, according to a release shared with Bitcoin Magazine. 

The collaboration combines Voltage’s Lightning Payments API with Amboss Rails, allowing instant, low-cost payments and automated yield generation on self-custodied Bitcoin.

The goal of the collaboration is to turn what has traditionally been a cost center — payment processing — into a potential revenue stream.

In high-volume industries such as iGaming, prediction markets, and exchanges, fees can consume up to 5% of total transaction volume….

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Czech Central Bank Buys $1 Million In Bitcoin And Crypto

The Czech National Bank (CNB) has bought bitcoin for the first time in its history. The $1 million purchase marks a cautious but symbolic step by a European central bank into the world of digital assets.

The Czech National Bank said the small portfolio, made outside of its international reserves, is part of an experiment to gain hands-on experience with blockchain-based assets. 

Alongside bitcoin, the portfolio includes a U.S. dollar-based stablecoin and a tokenised deposit. Governor Aleš Michl said the goal isn’t to speculate or diversify reserves, but to learn. 

“The aim was to test decentralised bitcoin from the central bank’s perspective and to evaluate its…

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LATEST: Jack Dorsey’s Cashapp Activates Dollar Transfers For 58M Users Via Bitcoin Lightning

Cash App has unveiled a major update allowing users to pay with Bitcoin instantly — even if they don’t own any. The app now automatically converts USD from a user’s balance into Bitcoin at checkout, letting all 58 million monthly users make BTC payments without affecting their holdings or creating taxable events. Merchants benefit too, with zero fees, no chargebacks, and borderless transactions powered by the Bitcoin Lightning Network.
The rollout is part of “Cash Releases,” the company’s first bundled feature launch, which also includes stablecoin support and a new Bitcoin Map showing nearby BTC-accepting merchants. Users can send or receive stablecoins globally, which are instantly converted to USD for convenience, bridging traditional finance and crypto payments.
Block’s Bitcoin Product Lead, Miles Suter, called Bitcoin “Money 2.0” and said Cash App is building tools to make it truly usable — fast, open, and borderless. With Square merchants already accepting Bitcoin, Block Inc. continues positioning itself as a leader in real-world crypto adoption.

Cash App’s 58M Users Can Now Pay With Bitcoin Instantly

Cash App is making bitcoin more usable for everyday payments. Starting today, the app will let you pay with Bitcoin instantly — even if you don’t hold any — by automatically converting your USD balance on the app into bitcoin for the merchant.

In a series of app features announced today, the app will now spend bitcoin locally, pay in USD over the Lightning Network, and send or receive stablecoins. All these updates are part of Cash Releases, the platform’s first bundled launch of new features, the company shared with Bitcoin Magazine.

With the new ‘Bitcoin Payments with USD’ feature, users can make instant bitcoin payments even if they don’t hold BTC. Cash App will…

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Hesperides To Launch World’s First Master In Bitcoin In 2026

Hesperides University today announced the launch of the Master in Bitcoin, the world’s first English-language higher education program dedicated solely to Bitcoin studies, according to a note shared with Bitcoin Magazine. 

The program marks a milestone in the academic recognition of Bitcoin as a serious field of study.

Unlike most universities, which group Bitcoin under broader “crypto” or “blockchain” programs, Hesperides has created a curriculum focused entirely on just Bitcoin — its technology, economics, and societal impact. The program is aimed at professionals, entrepreneurs, and researchers seeking a deeper understanding of Bitcoin and its global… Read more on BitcoinMagazine

Ika could redefine trustless cross-chain DeFi

This is a segment from the 0xResearch newsletter. To read full editions, subscribe.

While crypto markets cooled this week under renewed macro pressure, Ika launched a multi-party computation design that enables trustless cross-chain signatures. With less than 1% of BTC currently productive in DeFi, Ika’s design could unlock tens of billions in dormant liquidity. ETFs continue to show outflows, though there are signs this may be ending.

Indices

Markets turned sharply risk-off, with nearly all crypto sectors in the red while traditional assets held steady. Gold (+0.6%) and the S&P 500 (+0.1%) eked out small gains, contrasting with broad crypto weakness as BTC (-2.8%) and…

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LATEST: Visa Launches Stablecoin Payout Pilot Using USDC To Power Faster Global Transactions

Global payments leader Visa has launched a new pilot enabling direct stablecoin payouts using Circle’s USDC, marking a major step toward faster and borderless digital payments. The program, designed for creators, freelancers, and gig workers, allows U.S. businesses using Visa Direct to send funds in fiat while recipients can instantly receive payments in USDC stablecoins.

Visa says this innovation gives workers “universal access to money in minutes,” offering a lifeline for those in regions with unstable currencies or limited banking access. The pilot follows Visa’s earlier stablecoin pre-funding test in September but now extends directly to end users, putting digital dollars straight into wallets that meet Visa’s KYC and AML standards.

Currently launching with select partners, the program will expand globally by late 2026. Visa has already processed over $140 billion in crypto and stablecoin transactions, and CEO Ryan McInerney confirmed that stablecoin-linked Visa card spending quadrupled over the past year.