Galaxy Digital has unveiled GalaxyOne, a new consumer platform and app that merges crypto, cash, and stock trading under one roof. The platform features a 4% cash account, crypto custody and trading, and zero-commission stock and ETF trading, making it one of the most comprehensive finance apps in the U.S.

At launch, users can buy, hold, and transfer Bitcoin, Ether, Solana, and Paxos Gold, with plans to expand to more tokens soon. Investors can also trade over 2,000 U.S. stocks and ETFs, including fractional shares. For accredited investors, GalaxyOne offers Galaxy Premium Yield, providing 8% APY, powered by Galaxy’s institutional lending arm.

The move marks Galaxy’s major entry into the retail market, competing with platforms like Robinhood, eToro, and Cash App. CEO Mike Novogratz said Galaxy is bringing its institutional-grade infrastructure to individuals, following the acquisition of Fierce, the finance super-app that evolved into GalaxyOne.