Crypto is no longer niche bar-talk. It has become a part of mainstream commerce in the United States.

A new survey conducted jointly by the National Cryptocurrency Association (NCA) and PayPal reveals that nearly 4 in 10 U.S. merchants (39%) now accept digital assets at checkout, with overwhelming consensus that crypto payments will become a standard option within the next five years.

The survey, which polled 619 payment decision-makers across retail, e-commerce, hospitality, luxury goods, and digital gaming sectors, highlights customer demand as the primary driver of adoption. 

Nearly nine in ten merchants (88%) report receiving inquiries from customers about paying with…

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