The Digital Asset Necessity

Ripple’s survey reveals digital assets are no longer a fringe experiment—they’re becoming a core part of how banks, asset managers, fintechs, and corporates plan to move money, store value, and manage risk.

Stablecoins emerged as the most compelling use case, with 74% of leaders saying stablecoins can improve cash-flow efficiency and unlock working capital. 

This highlights their growing appeal as treasury tools beyond just payment rails.

Fintechs are leading adoption, with 31% using stablecoins to collect payments for customers and 29% accepting stablecoins directly.

Meanwhile, 47% of fintechs want to build their own digital asset solutions rather than rely…

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