Crypto is gradually evolving beyond speculation into a viable alternative to traditional banking, according to Jupiter Exchange President Xia Ju.

Stablecoins Lead The Shift

Ju said on the When Shift Happens podcast on Thursday the transition begins with stablecoins, which already function as tokenized dollars for payments and remittances.

The next step is the tokenization of real-world assets, including equities and credit, bringing more financial activity on chain.

Ju outlined three key pillars for the next three to five years:

Onchain super apps: Platforms that integrate trading, lending and payments into a single interface.

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