A new study by the Bitcoin Policy Institute shows that frontier AI models overwhelmingly prefer digitally-native monetary instruments, with Bitcoin emerging as the dominant choice. 

Researchers conducted 9,072 controlled experiments across 36 models from five leading providers, including Anthropic, OpenAI, Google, xAI, and DeepSeek. 

The experiments tested AI agents’ preferences in scenarios involving transactions, store of value, unit of account, and settlement, offering a first-of-its-kind look at how AI approaches monetary decision-making when given full autonomy.

The study presented each model with monetary decisions without any prior context or suggestion toward a…

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