When $100M isn’t enough: Token Launch Roth IRAs

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“Just because you can doesn’t mean you should.”

—  Aristotle, your conscience, your mom, and Jurassic Park

We don’t usually get data on Americans’ retirement accounts, but a congressional request once prompted the Joint Committee on Taxation to reveal just how big some can get: In 2019, just 156 Roth IRAs held $15.6 billion in assets.

This begs an obvious question: Who needs a tax break on their $100 million of retirement savings?

$80 million of post-tax money seems like plenty to get by on after the age of 60 (even for all the tech moguls planning to live to…

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