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Adoption does not follow a straight line.

At least, not at the local level. But definitely, if you amalgamate the world’s adoption rate for mobile phone subscriptions and the internet, the line will indeed go straight up. 

Zoom into individual countries, though, and you’ll soon see that the road to widespread usage can be rocky — but the result is still the same.

Greece in July 2015 was in the midst of an all-out banking crisis.

The European Central Bank had declined to further prop up Greek banks with emergency debt. By this point, Greece was only just scraping together…

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